George Kamel

He made 120 grand a year and he felt like it just wasn't enough.

He was behind, he can't accomplish his goals.

So he was like hoarding money to invest and couldn't enjoy any of it.

And I just wanted to show the audience at home

even if he never invested another dime, where his investments would be to help with the scarcity mindset that he was experiencing.

So he's currently 24.

We're going to pull up the screen here if you're watching on YouTube or Spotify or the Ramsey Network app.

So 24 years old, let's go to 64.

So it's a 40-year career.

And he currently has, he said, 25K in a Roth, 25K in the TSP.

So we'll call that 50K.

And he's never going to add another dime.

So how much will you contribute monthly?

Zero.

And I'm using the Ramsey Investment Calculator.

We'll put a link in the show notes to plug your own numbers in.

Annual return, I'm going to go with 10%.

Now, since 1950, the S&P 500, which is the top 500 companies in America, have returned about 11.8%.

So 10% is very realistic.

And then Rachel will be the optimist, glass half full gal.