Georgie Frost

And you can't even blame Rachel Reeves for that one.

And forget the Costa del Sol.

Have you considered Dortmund for your summer holiday?

No, nor I.

Don't forget, you can stay up to date with all the latest breaking money news just go to thisismoney.co.uk or download the app.

But first, after six years and four prime ministers, the Renters' Rights Act has finally come into force, bringing with it some of the biggest changes to renting in decades.

Originally introduced by the Conservatives, the new laws aim to give greater security and protections to tenants from evictions and unfair rent increases, among other things.

But some say it is the final nail in the coffin for the beleaguered sector with landlords selling up in droves.

So will this all backfire?

Welcome, Helen.

Welcome, Simon.

Simon, firstly, a bit of history on this one.

What's the Renters' Rights Act?

Where has it come from?

I feel like we've been talking about it for a long time.

In fact, I've been talking about it for a very long time because I think I've bought a house and rented two other homes since this has been discussed with me by estate agents.

And that's the thing, Helen.

I believe I was essentially thrown out of my property how many moons ago over the fears that they wouldn't be able to increase the rent by that much.

And they tried and then no one rented it.

So they had to backtrack and lost months of rental income from me.