Georgie Frost

Smith and almost a bit of a two fingers saying, if you're going to stop us from taking W.H.

Smith, we're going to do a name that's very similar.

But if you don't change what the brand is about and you go into a store and you, Lee, as a punter, doesn't understand what it's about, you are going to fail.

What did they actually do to change it, to make it more viable on the high street?

I was going to say, I don't know if we get to a certain age and we stop anchoring our prices.

So when I think about what things are worth, I refer back to a £10 CD.

I don't know what happened, but I kind of think, wow, you can buy a coffee now for a fiver.

You can buy two coffees for a CD, Georgie.

george you go to a charity shop you can go and get cds for 50p now so you can get i wouldn't know what to play it on but look you know this is a this is a sad state of affairs for the high street and and i will say this as someone who spends a lot of time in toronto not quite a few um north american places but just take a step outside of the main center and the thing that i've missed because i spent a bit of time in a place called oakville

There's no towns, there's no communities, no villages.

It is these retail parks and they're horrible.

What I was doing for a day, you know, to get a bit of socialisation was sitting in a supermarket coffee chain.

I mean, that's what it got to.

Yeah, quite.

All right, Lee, we're going to stick with the high street.

Let's have a little chat about banking hubs, shall we?

Because you've got a story about Acton, banking hubs, Barclays.

What's all this about?

What are banking hubs?

I love the idea, though, of a banking sort of workspace slash coffee shop thing, because just for the fact of, you know, you can do little brochures about, you know, everything you need to know about mortgages.