Menu
Sign In Search Podcasts Libraries Charts People & Topics Add Podcast API Blog Pricing

Graham Stephan

👤 Speaker
3841 total appearances
Voice ID

Voice Profile Active

This person's voice can be automatically recognized across podcast episodes using AI voice matching.

Voice samples: 3
Confidence: High

Appearances Over Time

Podcast Appearances

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

They have extra money to buy Teslas, extra money to buy Rolexes, extra money to do Gucci bags, whatever it is, because their shelter costs, their second largest expense is fixed at an artificially low level.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

Why?

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

They're not selling.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

They would be a fool to sell.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

They're going to make it up, right?

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

Their payment's $1,300.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

Rent for the same house is $21,000.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

Right.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

Today, it doesn't make sense.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

Right.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

If you're going to buy today, it's twenty eight hundred dollar mortgage.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

Twenty one.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

But we have 60 some odd percent of people who own homes that have artificially low shelter costs.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

They're they're in the catbird seat.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

So I would add one wrinkle to that.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

It's not only houses, but it's the wrong configuration, right?

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

Baby boomers bought big McMansions.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

So let's add that to the kind of question.

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

So I studied this a lot, and the demographics...

The Iced Coffee Hour
This ALWAYS Happens Before A Housing Market Crash… | Michael Zuber

look questionable by 2040, in my opinion.