Graham Stephan

So, yeah, creative financing is a tool.

It is a very valuable tool.

It doesn't work all the time.

But, yeah, it's certainly a valuable tool.

First off, I think too many people sell it as the magic beans or the magic sauce, and they don't know all the required paperwork.

It does take a lot of paperwork to protect you and to protect the seller, which should be paramount in this situation.

So you've got to work with title escrow lawyers, depending on where you are in the country.

But I think the paperwork is the biggest thing people get wrong.

They think they can just take a napkin and, you know, Joe Schmo signed it.

And that's not how this should work.

There should be penalties for missed payments.

There should be ability to foreclose all those things.

I think people treat paperwork like an afterthought and it should not be.

Again, that's not who I am, right?

You guys know lots of really famous people like Pace Morby and all these other folks.

They're real estate people.

I was an employee, guys.

I had a tech job.

I was an accountant.

I was a sales guy.