Graham Stephan

And if you take rates to 4%, enough people who have been just kind of getting by, like we talked about earlier, I think a lot of them would list immediately.

And anytime you get more supply in a very short window, prices will fall.

So I actually think that median home prices fall maybe for four to six months.

If interest rates go sub 4%, which is probably most people would disagree with, but I think that's pretty certain.

Can, yes.

Should, no.

It's folks that can understand this is a journey.

It's a 10-year journey to building wealth.

There will be lots of twists and turns and some very bad days.

People will steal from you.

Stuff will break.

Permits will be a problem, right?

Not everybody can handle the ups and downs of real estate.

So can everybody?

Sure.

Should everybody?

No.

I don't think everybody's wired to sacrifice for a decade, deal with the BS that happens, and still smile at the end of the day, because there are some very hard days.

I don't know why it wouldn't be.

Again, if you can find the right deal, if you can get the right debt structure, and you can hold for more than a decade,