Grant Clifton
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Yeah, so what I thought was let's break this down and let's just go for the facts and the figures and put it in there so it's a practical workbook so you can start it.
And use it over a three- to four-month period is my suggestion.
And just see how you go from there.
And use the worksheets.
Write it down.
Write down where you are now.
Write down your goals.
And then track your spending.
And why I do this, I mean, my wife's helped me a little bit with this.
She's an academic and teaches at universities.
People learn from doing.
Yeah, 100%.
Practical, particularly males.
We learn from doing stuff.
And so if you can write it down, week by week, what you're spending your money on and track it, and then you get an understanding of where your money's actually going.
But if you don't, and if you just look at your bank statement or use an online budget calculator, you're never going to do that.
It's never going to register.
Habits are really hard to break.
Yeah.
Yeah, it is.