Grant Clifton

Yeah, right.

So that's the difference.

Yeah.

And I don't charge fees.

We get paid by the banks if we place –

Yeah, if the deal gets done, right?

And most of the time, if people become my clients, I give them all this information for free.

I give them more than what's required, actually.

I'll tell them all of the things they need to do to make sure that their financial future is secure.

Like, have you got a will?

Yeah.

If you're in business or whatever, do you need to protect those assets?

Do you need to trust?

I can send you to a lawyer that I know that will help you out who's reasonable, trustworthy, and is not going to charge you an arm and a leg and set all that stuff up for you.

So here's the stats here on suicides.

In absolute terms, pre-pandemic suicide rates were 12 to 13 deaths per 100,000 people in Australia.

And of that, men account for 75% of those.

Surveys show the cost of living pressures and personal debt are frequently cited as the primary source of elevated stress levels leading to suicide, with reports noting about 50% of Australians reporting high stress due to cost of living and personal debt.

And about 58% of those seeking help link it to debt or housing stress.

And I just saw a couple of nights ago, actually, on 60 Minutes, there was a whole segment on the cost of living crisis and what it's doing to some people.