Grant Clifton

And I saw a couple on there, they were renting that and own the house, they're earning $180,000 a year and were struggling.

Mm-hmm.

$180,000 a year and struggling.

Pretty wild, eh, to fucking think about it.

So when it gets to that point, the book has got some great stuff in there to help you discover where your money's going.

Where can you save some stuff?

Yeah, that's right.

Yeah, yeah, yeah.

So it's basically going, well, where are you now and where do you want to be?

Mm-hmm.

And the first thing you need to do to discover where you are financially is get an understanding of where your money's going.

And you're not going to do that by looking at a budgeting program or your bank statements and linking it to some program online because you're just never going to do it.

So what I get you to do is I'll get you to go through and write down every day what you're spending every dollar on.

whether it be coffees or beers or a pie or a sandwich at lunchtime or whatever, whatever you're spending.

How much are you paying in rent a week?

How much are you paying in petrol a week, insurances and all that stuff?

How much have you got coming in?

What's left over at the end of the month, right?

And we do that for a period of three months, and I just call it the discovery process.

Where's your money going?