Grant Clifton

How much can we eliminate from that, which is wastage and that you don't actually need?

How much is essential costs?

And then what can we do from there?

And then any of that extra money that's left over, we put in place a strategy of either a snowball or an avalanche, we call it, where we have a look at all the debts you've got, like your car loan poo, and we go, right, this month we can afford to smack an extra thousand bucks off that.

And if we keep doing that, we're going to have that loan fully repaid in half the time it normally would.

Yeah.

And wouldn't that feel great?

yeah yeah look this book i didn't write about being rich i wrote it about not being stressed basically you know yeah most blokes know they aren't losing sleep over not owning a lamborghini but they're losing sleep over the credit card bill the car loan or pretending everything's fine you know debt just sits in the background it's static you notice it at first but it's always there you know and it messes with your head more than you realize and um you just got you know

This book will help you uncover in simple terms and explain it to you, uncover and put in place a bit of a strategy to follow.

The other thing which might be a bit woo-woo for a few guys, but looking at money personalities, right?

About 10 years ago, my wife introduced me to a thing called the Enneagram Personality Profile.

It's a worldwide, basically open book psychology study on personalities.

And we're all different.

We're all wired different when we're born.

But this study has sort of pulled together and it recognises that there's nine distinct personality types.

And we talk about it in the book.

And

You can go through and you can answer a few questions in simple terms and it'll tell you, based on your response as well, you know yourself when you read it.

Yeah, yeah.

And you will...