Haley Sacks

And it's something in the book that I coin called Learned Financial Helplessness.

And it's this idea that the world is already so pitted against me that I shouldn't even try.

Right.

That basically...

We're on a floating rock.

The world is burning.

We've got inflation and student debt and AI is taking all the jobs.

And so let's finance Coachella.

Let's use, you know, buy now, pay later.

Let's give up.

Let's, you know, all of these things.

But that's why it's called the new rules of building wealth.

Because yes, the system was built by rich people for rich people.

But even if you don't self-identify as a rich person...

Just by knowing how it works and understanding the game, you can get ahead.

Well, I talk about in the book that the American dream is dead.

And what that means basically is this idea that you can be loyal to a company for 40 years, have your pension, buy your house, have your house be an investment, have your 2.5 kids, all these things, that that is realistic for our generation.

It's not.

And we look, our financial behaviors are set by the time we're seven years old, which means whoever raised you is basically what that's what's in your head.

Leading you to make all your financial decisions.