Herman Dolce
👤 PersonAppearances Over Time
Podcast Appearances
i have a good friend of mine named storm leroy and he talks about he's called the unemployed millionaire and he says your job should be your first business partner so after you pay all your bills and you have your savings um you take that savings and you use that to fund your business see if it works that t-shirt company the boutique your start you want to start lose your money first your second business partner will get into should be american express wells far gone bank of america
broad overview at the easiest way to get to that path is, and that's why financial literacy is such a component. in our company is actually having good credit. So if you have good personal credit, the banks are going to say, all right, Bella Sloan, you're like five minutes old. We don't know who Bella Sloan is, but we know who Herman is. And Herman has good credit with us.
broad overview at the easiest way to get to that path is, and that's why financial literacy is such a component. in our company is actually having good credit. So if you have good personal credit, the banks are going to say, all right, Bella Sloan, you're like five minutes old. We don't know who Bella Sloan is, but we know who Herman is. And Herman has good credit with us.
broad overview at the easiest way to get to that path is, and that's why financial literacy is such a component. in our company is actually having good credit. So if you have good personal credit, the banks are going to say, all right, Bella Sloan, you're like five minutes old. We don't know who Bella Sloan is, but we know who Herman is. And Herman has good credit with us.
He has a 700 credit score. He has a good credit profile. We trust him. And since he's going to personally guarantee a co-sign for this business, we'll give the business this capital in the business's name, not in Herman's name. And that could be your first seed money to start whatever you need to start.
He has a 700 credit score. He has a good credit profile. We trust him. And since he's going to personally guarantee a co-sign for this business, we'll give the business this capital in the business's name, not in Herman's name. And that could be your first seed money to start whatever you need to start.
He has a 700 credit score. He has a good credit profile. We trust him. And since he's going to personally guarantee a co-sign for this business, we'll give the business this capital in the business's name, not in Herman's name. And that could be your first seed money to start whatever you need to start.
And one of the blessings and benefit of it is the capital you get in your business name is much higher than you would in your business name. So I have a Best Buy credit card on the personal side, $10,000. My Best Buy business credit card is $30,000 because banks know that the business needs more capital.
And one of the blessings and benefit of it is the capital you get in your business name is much higher than you would in your business name. So I have a Best Buy credit card on the personal side, $10,000. My Best Buy business credit card is $30,000 because banks know that the business needs more capital.
And one of the blessings and benefit of it is the capital you get in your business name is much higher than you would in your business name. So I have a Best Buy credit card on the personal side, $10,000. My Best Buy business credit card is $30,000 because banks know that the business needs more capital.
That's just a meme. That is attached to the knowledge that certain cultures get. But the information is universal. It's ubiquitous. If you do the right things, anybody can get good credit.
That's just a meme. That is attached to the knowledge that certain cultures get. But the information is universal. It's ubiquitous. If you do the right things, anybody can get good credit.
That's just a meme. That is attached to the knowledge that certain cultures get. But the information is universal. It's ubiquitous. If you do the right things, anybody can get good credit.
Right. So the foundation of Bellas on Enterprise would be your first helping people educate them on their credit and helping them fix their credit. One of the ways we do that was through factual disputes. Per the Fair Credit Reporting Act, your credit report is supposed to be 100% accurate or 100% and 100% verifiable.
Right. So the foundation of Bellas on Enterprise would be your first helping people educate them on their credit and helping them fix their credit. One of the ways we do that was through factual disputes. Per the Fair Credit Reporting Act, your credit report is supposed to be 100% accurate or 100% and 100% verifiable.
Right. So the foundation of Bellas on Enterprise would be your first helping people educate them on their credit and helping them fix their credit. One of the ways we do that was through factual disputes. Per the Fair Credit Reporting Act, your credit report is supposed to be 100% accurate or 100% and 100% verifiable.
If it is not, the credit agency's trade union, Equifax and Experian, they have to remove those negative items. So like I told you, my name is Herman Dulce Jr. On my credit report, Um, when I was uneducated, it said Herman Dulcey senior or Herman Dole, little edits, little things that were incorrect. It was a phone call before internet blew up.
If it is not, the credit agency's trade union, Equifax and Experian, they have to remove those negative items. So like I told you, my name is Herman Dulce Jr. On my credit report, Um, when I was uneducated, it said Herman Dulcey senior or Herman Dole, little edits, little things that were incorrect. It was a phone call before internet blew up.
If it is not, the credit agency's trade union, Equifax and Experian, they have to remove those negative items. So like I told you, my name is Herman Dulce Jr. On my credit report, Um, when I was uneducated, it said Herman Dulcey senior or Herman Dole, little edits, little things that were incorrect. It was a phone call before internet blew up.
Um, credit, um, repair called him up and be like, Hey, you need to fix this. This isn't me. I sent him a picture of my driver's license. We are good to go. Um, Hey, I got this late payment on this credit card. Um, experience says I was late on Thursday, but Epifax says I was late on Friday. I send them both credit reports. Oh, that's incorrect. Their credit reporting act, you have to delete it.