Herman Dolce

Um, credit, um, repair called him up and be like, Hey, you need to fix this. This isn't me. I sent him a picture of my driver's license. We are good to go. Um, Hey, I got this late payment on this credit card. Um, experience says I was late on Thursday, but Epifax says I was late on Friday. I send them both credit reports. Oh, that's incorrect. Their credit reporting act, you have to delete it.

Um, credit, um, repair called him up and be like, Hey, you need to fix this. This isn't me. I sent him a picture of my driver's license. We are good to go. Um, Hey, I got this late payment on this credit card. Um, experience says I was late on Thursday, but Epifax says I was late on Friday. I send them both credit reports. Oh, that's incorrect. Their credit reporting act, you have to delete it.

So I was doing little tactics like that to help people clean their credit because the law is in your favor.

So I was doing little tactics like that to help people clean their credit because the law is in your favor.

So I was doing little tactics like that to help people clean their credit because the law is in your favor.

But it's on here. There's two places you can go just to get it for free if you don't want to pay for it. You can go to Experian.com. They'll let you see your Experian credit report and just to check out what's on there. Then you can go to Credit Karma. I don't always recommend Credit Karma because their score is a little bit different, but the information is correct.

But it's on here. There's two places you can go just to get it for free if you don't want to pay for it. You can go to Experian.com. They'll let you see your Experian credit report and just to check out what's on there. Then you can go to Credit Karma. I don't always recommend Credit Karma because their score is a little bit different, but the information is correct.

But it's on here. There's two places you can go just to get it for free if you don't want to pay for it. You can go to Experian.com. They'll let you see your Experian credit report and just to check out what's on there. Then you can go to Credit Karma. I don't always recommend Credit Karma because their score is a little bit different, but the information is correct.

They'll give you Equifax and TransUnion credit report, and then you can look on there to see the negative items you have that are on there that could be positive, negative, or incorrect just for free.

They'll give you Equifax and TransUnion credit report, and then you can look on there to see the negative items you have that are on there that could be positive, negative, or incorrect just for free.

They'll give you Equifax and TransUnion credit report, and then you can look on there to see the negative items you have that are on there that could be positive, negative, or incorrect just for free.

Well, some of the tools we can talk about right now, I could just tell them. Number one, I call it credit optimization. So before you go and get funding, you want to look as sexy as possible to the banks on your credit profile. So number one, you want to clean up the demographic information. There's only one name on my credit report, not a bunch of them.

Well, some of the tools we can talk about right now, I could just tell them. Number one, I call it credit optimization. So before you go and get funding, you want to look as sexy as possible to the banks on your credit profile. So number one, you want to clean up the demographic information. There's only one name on my credit report, not a bunch of them.

Well, some of the tools we can talk about right now, I could just tell them. Number one, I call it credit optimization. So before you go and get funding, you want to look as sexy as possible to the banks on your credit profile. So number one, you want to clean up the demographic information. There's only one name on my credit report, not a bunch of them.

Number two, I know when we fill out applications, we're usually at different jobs. When we do that, I only have one job on my credit report. It's Bellasone Enterprises. All my old jobs, I called and had those deleted. Addresses, having too many addresses on your credit report. That's a red flag also. So I only have one address. That's my current address because it looks like you're unstable.

Number two, I know when we fill out applications, we're usually at different jobs. When we do that, I only have one job on my credit report. It's Bellasone Enterprises. All my old jobs, I called and had those deleted. Addresses, having too many addresses on your credit report. That's a red flag also. So I only have one address. That's my current address because it looks like you're unstable.

Number two, I know when we fill out applications, we're usually at different jobs. When we do that, I only have one job on my credit report. It's Bellasone Enterprises. All my old jobs, I called and had those deleted. Addresses, having too many addresses on your credit report. That's a red flag also. So I only have one address. That's my current address because it looks like you're unstable.

Those are little things that lenders look at. Now, when that's done, the next credit optimization is if you have credit cards, you want to pay down as much credit card debt as possible, preferably keeping it under 9%. That's the sweet spot. Banks like to see between 1% and 9%. Some people are like, well, why don't you pay it all the way down?

Those are little things that lenders look at. Now, when that's done, the next credit optimization is if you have credit cards, you want to pay down as much credit card debt as possible, preferably keeping it under 9%. That's the sweet spot. Banks like to see between 1% and 9%. Some people are like, well, why don't you pay it all the way down?

Those are little things that lenders look at. Now, when that's done, the next credit optimization is if you have credit cards, you want to pay down as much credit card debt as possible, preferably keeping it under 9%. That's the sweet spot. Banks like to see between 1% and 9%. Some people are like, well, why don't you pay it all the way down?