Herman Dolce

You can, but banks like to see that they can make a little bit money off of you. But for your credit report, keep it between 1% and 9%. Because anything over 30% that drops your credit score and it shows that you're a little bit unresponsible with income. The next thing is you want to remove as many inquiries off of your credit report.

You can, but banks like to see that they can make a little bit money off of you. But for your credit report, keep it between 1% and 9%. Because anything over 30% that drops your credit score and it shows that you're a little bit unresponsible with income. The next thing is you want to remove as many inquiries off of your credit report.

You can, but banks like to see that they can make a little bit money off of you. But for your credit report, keep it between 1% and 9%. Because anything over 30% that drops your credit score and it shows that you're a little bit unresponsible with income. The next thing is you want to remove as many inquiries off of your credit report.

Inquiries are when you're applying for credit, they ding your credit. You want to check it. You have too many of those, it's going to look like you're thirsty for money and they don't want to give it to you. So you got to act like you don't really want it. Banks don't like to see any... Yeah. Banks don't like to see any more than three to four of those in the last six months.

Inquiries are when you're applying for credit, they ding your credit. You want to check it. You have too many of those, it's going to look like you're thirsty for money and they don't want to give it to you. So you got to act like you don't really want it. Banks don't like to see any... Yeah. Banks don't like to see any more than three to four of those in the last six months.

Inquiries are when you're applying for credit, they ding your credit. You want to check it. You have too many of those, it's going to look like you're thirsty for money and they don't want to give it to you. So you got to act like you don't really want it. Banks don't like to see any... Yeah. Banks don't like to see any more than three to four of those in the last six months.

After it's six months old, then they really don't care about it. And lastly, collections, charges, bankruptcies, you want to make sure those are not on your credit report, obviously. And the one last thing I do want to say is your credit profile is important. What I mean by that, it's great to have a 700 credit score, 800 credit score, but you have an authorized user

After it's six months old, then they really don't care about it. And lastly, collections, charges, bankruptcies, you want to make sure those are not on your credit report, obviously. And the one last thing I do want to say is your credit profile is important. What I mean by that, it's great to have a 700 credit score, 800 credit score, but you have an authorized user

After it's six months old, then they really don't care about it. And lastly, collections, charges, bankruptcies, you want to make sure those are not on your credit report, obviously. And the one last thing I do want to say is your credit profile is important. What I mean by that, it's great to have a 700 credit score, 800 credit score, but you have an authorized user

and a Today's Man credit card, and you have a 700 credit score. But me, I have a mortgage, I have student loans, I have a closed car loan, and I have four credit cards that are over five years old, $10,000 limit. The bank will look at both of our 700 credit scores and be like, Herman clearly is more responsible with money.

and a Today's Man credit card, and you have a 700 credit score. But me, I have a mortgage, I have student loans, I have a closed car loan, and I have four credit cards that are over five years old, $10,000 limit. The bank will look at both of our 700 credit scores and be like, Herman clearly is more responsible with money.

and a Today's Man credit card, and you have a 700 credit score. But me, I have a mortgage, I have student loans, I have a closed car loan, and I have four credit cards that are over five years old, $10,000 limit. The bank will look at both of our 700 credit scores and be like, Herman clearly is more responsible with money.

So having those profiles on your credit report makes you look extremely sexy when it's time to go and get some business funding.

So having those profiles on your credit report makes you look extremely sexy when it's time to go and get some business funding.

So having those profiles on your credit report makes you look extremely sexy when it's time to go and get some business funding.

Absolutely. Absolutely. We go back to the Fair Credit Reporting Act because they say nothing is supposed to be put on your credit report. Without your permission. So one of those things are my address. So I can call and be like, hey, those addresses right there. Can you please remove it? This is my current address.

Absolutely. Absolutely. We go back to the Fair Credit Reporting Act because they say nothing is supposed to be put on your credit report. Without your permission. So one of those things are my address. So I can call and be like, hey, those addresses right there. Can you please remove it? This is my current address.

Absolutely. Absolutely. We go back to the Fair Credit Reporting Act because they say nothing is supposed to be put on your credit report. Without your permission. So one of those things are my address. So I can call and be like, hey, those addresses right there. Can you please remove it? This is my current address.

And depending who will pick up the phone, they'll do it there right on the phone at TransUnion Equifax or Experian. Or sometimes they'll say, hey, can you send me your current driver's license or utility bill? And you'll do that and they'll delete it.

And depending who will pick up the phone, they'll do it there right on the phone at TransUnion Equifax or Experian. Or sometimes they'll say, hey, can you send me your current driver's license or utility bill? And you'll do that and they'll delete it.