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175 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

Yeah, so we did stuff the stupid way because we hadn't found Dave Ramsey yet. And so a friend of mine, he's just a silent capital partner. He put in money up front and helped us get into it. We have a big loan on it. How much? It's a quarter million.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

Yeah, so we did stuff the stupid way because we hadn't found Dave Ramsey yet. And so a friend of mine, he's just a silent capital partner. He put in money up front and helped us get into it. We have a big loan on it. How much? It's a quarter million.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

Yeah, so I owe, yeah, 70% of it, yeah.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

Yeah, so I owe, yeah, 70% of it, yeah.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

Yeah, so I owe, yeah, 70% of it, yeah.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

And the rest you owe to your... Right, I'm the 70% partner.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

And the rest you owe to your... Right, I'm the 70% partner.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

And the rest you owe to your... Right, I'm the 70% partner.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

Well, kind of. We think we do. So our sales were really, really good when we opened in the summer, and we would have made money, but we didn't have our expenses under control. Once we got our expenses under control, we cut payroll costs really down. We got control of our inventory costs, stuff like that. We're doing a lot better on the expenses side. But our sales went down and we hit the winter.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

Well, kind of. We think we do. So our sales were really, really good when we opened in the summer, and we would have made money, but we didn't have our expenses under control. Once we got our expenses under control, we cut payroll costs really down. We got control of our inventory costs, stuff like that. We're doing a lot better on the expenses side. But our sales went down and we hit the winter.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

Well, kind of. We think we do. So our sales were really, really good when we opened in the summer, and we would have made money, but we didn't have our expenses under control. Once we got our expenses under control, we cut payroll costs really down. We got control of our inventory costs, stuff like that. We're doing a lot better on the expenses side. But our sales went down and we hit the winter.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

Part of that is because our marketing budget was kind of gone. So we weren't making as much because we just, our marketing was suffering.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

Part of that is because our marketing budget was kind of gone. So we weren't making as much because we just, our marketing was suffering.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

Part of that is because our marketing budget was kind of gone. So we weren't making as much because we just, our marketing was suffering.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

Yeah, and in Missouri, the winters are pretty brutal and cold, so yeah.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

Yeah, and in Missouri, the winters are pretty brutal and cold, so yeah.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

Yeah, and in Missouri, the winters are pretty brutal and cold, so yeah.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

Right, yeah, so we're just barely making it. But yeah, my capital partner, she's out in a different state. My wife and I are here, and we're operating the business.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

Right, yeah, so we're just barely making it. But yeah, my capital partner, she's out in a different state. My wife and I are here, and we're operating the business.

The Ramsey Show
Stuck in a Financial Pit? Here’s How to Climb Out and Stay Out

Right, yeah, so we're just barely making it. But yeah, my capital partner, she's out in a different state. My wife and I are here, and we're operating the business.