Jack Recider

Once they have control of the victim's computer and can see their online bank balances, then they'll say they're initiating the refund for whatever, say $300. And since the victim is logged into the bank's website, what the scammer will do is edit the web page in the browser to make it look like the money was just deposited into the account. But it's a fake deposit, though.

It just looks like the money went in. But the scammer just faked the whole transaction by editing the HTML on the victim's screen. But here's the tricky part. The scammer will put in the wrong amount for the refund. If the victim was expecting a $300 refund, the scammer would instead put in a $5,000 deposit instead. Then act all surprised that they put in the wrong amount.

It just looks like the money went in. But the scammer just faked the whole transaction by editing the HTML on the victim's screen. But here's the tricky part. The scammer will put in the wrong amount for the refund. If the victim was expecting a $300 refund, the scammer would instead put in a $5,000 deposit instead. Then act all surprised that they put in the wrong amount.

Jim says he's seen scammers also try to get people to send back the money using Zelle and bank wires too. And some people have lost quite a bit of money to these refund scams. It really does look convincing when you look at your bank balance and it shows $5,000 more than what you were expecting. And the victim could just refresh the page and the whole thing would reset.

Jim says he's seen scammers also try to get people to send back the money using Zelle and bank wires too. And some people have lost quite a bit of money to these refund scams. It really does look convincing when you look at your bank balance and it shows $5,000 more than what you were expecting. And the victim could just refresh the page and the whole thing would reset.

But the scammers are really good at preying on the victim's goodwill, you know. And the victims will give back the money, which is a pretty jerk thing to do, to exploit the goodness in people. You said that up until recently you had a real job. Is this now your full-time job as a content creator?

But the scammers are really good at preying on the victim's goodwill, you know. And the victims will give back the money, which is a pretty jerk thing to do, to exploit the goodness in people. You said that up until recently you had a real job. Is this now your full-time job as a content creator?

this is something you're really passionate about, to leave your career behind, go right into chasing after scammers and exposing them. Is that true? This is your passion?

this is something you're really passionate about, to leave your career behind, go right into chasing after scammers and exposing them. Is that true? This is your passion?

The thing about you, Jim, though, when I'm watching you and I'm listening to you, your voice is just so calm and cool. And I never hear passion in there. And I never hear things like, I can't stand scammers. You don't even have inflection when you say that. You're just like, I can't stand scammers.

The thing about you, Jim, though, when I'm watching you and I'm listening to you, your voice is just so calm and cool. And I never hear passion in there. And I never hear things like, I can't stand scammers. You don't even have inflection when you say that. You're just like, I can't stand scammers.

Yeah. Yeah, you have a unique approach that... You're not sensationalizing it. This is what I loved about it, actually, honestly, is, you know, there's kind of been a trend of people doing things similar to you now. And they're making it into a big game and lots of excitement. They're trying to get the other person to just lose their mind, you know, and start screaming back or something.

Yeah. Yeah, you have a unique approach that... You're not sensationalizing it. This is what I loved about it, actually, honestly, is, you know, there's kind of been a trend of people doing things similar to you now. And they're making it into a big game and lots of excitement. They're trying to get the other person to just lose their mind, you know, and start screaming back or something.

And you're always very calm and calm.

And you're always very calm and calm.

Huh, he's encouraging everyone to waste scammers' time. And that's an interesting idea, I think. Imagine if every time you got a call from one of these scammers, you instantly got excited and you're like, oh boy, this is going to be a fun call. And of course, you don't give them access to your computer or send them money, but what could you do to waste their time?

Huh, he's encouraging everyone to waste scammers' time. And that's an interesting idea, I think. Imagine if every time you got a call from one of these scammers, you instantly got excited and you're like, oh boy, this is going to be a fun call. And of course, you don't give them access to your computer or send them money, but what could you do to waste their time?

I say someone should just create an app on my phone that's AI-driven that I could just pass the call over to it, and it acts like me, and it talks to the scammers for hours, keeping them going just a little longer, like maybe there's really long loading screens or web pages aren't loading right or something, and things just keep timing out, and they have to start all over again.

I say someone should just create an app on my phone that's AI-driven that I could just pass the call over to it, and it acts like me, and it talks to the scammers for hours, keeping them going just a little longer, like maybe there's really long loading screens or web pages aren't loading right or something, and things just keep timing out, and they have to start all over again.

And, you know, there are a few scambaiters out there, and one of them is called Kitboga, and I did see him dabbling with an AI bot tool to try to waste scammers' time. But as Jim spent more and more time with these scammers, something really fascinating happened to him one day. He somehow ended up controlling one of the scammers' PCs. And this sent Jim in a whole new direction.