Jade Walshaw

He didn't sound like there was anybody else's.

Exactly.

I think so, yeah.

You don't know what's going to happen.

Yes, I would too.

Quickly.

Yeah, very cool thing to pay off a house in San Francisco.

Okay, today's question comes from Alex in Florida.

They say, my reoccurring bills are paid for on my credit card, which I also use to buy things throughout the month.

I pay the balance in full before the date is due.

I'm retired in my 50s with a net worth of 1 million, and I have no debt.

I drive a 15-year-old Nissan.

My question is, if my goal is simplicity and convenience, what's wrong with using my credit card for monthly spending and recurring bills?

The balance usually runs between $1,500 and $2,000.

Nothing crazy because I live very frugally.

Okay, so if I look at this question, my thought is you're probably doing it for the points.

You didn't say why other than simplicity, but there's got to be something linked to that.

And so I would say if there's a points argument here, I mean, if you just did the math, it's really minuscule.

I mean, we're talking about...

Fifteen to two thousand dollars per month.