Jade Walshaw

If you look at points, maybe that's three hundred bucks a year, you know, three hundred thirty dollars per month.

So there's really no financial gain there is that would be my first thought towards that.

But I think what's really going on.

And I'm saying this out of love, but they won.

They got you because that whole industry, what they want to do is move your mindset from being independent to dependent.

And they got you because you've decided that in your mind, debt equals getting ahead.

Yeah.

If you think debt equals simplicity, they got you.

Yeah.

The studies show that if you use a credit card, you will, over time, spend 10%, 30%, in some cases, depending on what it is that you're purchasing, up to 100% more.

using a credit card, things like fast food, things like entertainment, you are up in that high percentage of how much more you'll spend.

So he's like 10 to 15%.

That's why I said it's a mindset thing in his mind.

They got you.

But yeah, I don't think I'm going to talk you out.

I don't think I'll be able to talk you out of it because I think they got you.

Nothing is easier than I get my paycheck and I take my paycheck to pay for my things.

And I want to say this because I think that this is a very subtle thing that's worth saying.

This guy, do I think this guy's going to end up in debt?

No.