Jade Warshaw

Dave, we got a lot of calls on this show where life happens.

One day someone's healthy, they're working, providing for their family, and then a curveball hits.

Yeah, and that's why you've always said that having term life insurance from Zander is essential because it protects your family if the worst happens.

Yeah, it's important to understand the difference between them.

Life insurance steps in when you die.

Disability insurance steps in while you're alive but can't work.

So it replaces a large part of your income so the bills still get paid while you get back on your feet.

And that's why Zander is our go-to.

They make it super simple to get the right coverage at the best price, no pressure, no upselling.

So don't wait.

It's fast, it's easy, and it could make all the difference.

Go to Zander.com or call 800-356-4282.

Hey, let's play a quick game of Would You Rather.

Would you rather keep overpaying your phone company every month or save $600 a year with no contract and no price hikes ever?

Easy answer.

That's why I love Boost Mobile.

With their low rates, you can unlock up to $600 in savings over the so-called big carriers.

You can bring your phone, keep your number, and pay just $25 a month forever on the unlimited plan because you've got better things to do with your money.

So go to BoostMobile.com slash Ramsey to make the switch today.

Based on average annual payment of AT&T, Verizon, and T-Mobile customers, compared to 12 months on the Boost Mobile Unlimited plan as of January 2026.