Jade Warshaw
👤 SpeakerAppearances Over Time
Podcast Appearances
I would rather you invest money in a Roth IRA if you could or something like that before I'd go to an HSA.
It's kind of just like once you have it, it's very nice to have, but it's not something you have to seek out and go get for that purpose.
So for that reason, I would say...
you're just fine as you are.
Yeah.
As is.
Yeah.
Awesome.
Thank you so much for the call.
It's a good question.
Yeah.
HSAs, they're really great.
Like you said, they've got that triple tax advantage.
And a lot of people, if you know you don't need to access the money for health, yeah, go ahead and invest it.
Usually you can invest it.
There's usually a minimum of like $1,000 that kind of has to stay liquid, and then you can invest the rest.
And over time, it'll just convert into a normal IRA.
You don't even have to use it for medical expenses, which it is nice to have that.
If an HSA is not the right, a high deductible plan is not right for you, I would not get the plan simply to have access to an HSA.