Jade Warshaw

And so in the book, I talk about, OK, we really need to stop.

and do an audit of our behavior with money, because there's something that's causing that frustration.

And I know for my husband and I, we went through a seven and a half year journey of paying off almost $460,000 of debt.

And so there were many points where we had to stop along the journey and say, for some reason, we're not making a lot of progress.

This is very frustrating.

What's going on?

And when you stop and take a magnifying glass and go through your actions, very often there is an incongruence

in what you say you're going to do and what you're actually doing.

And because life moves so fast, a lot of times we don't even realize, oh my gosh, hold on, didn't I say that I was gonna save $1,000 first so that I had a little bit of a cushion here?

before I started paying off all this debt.

And then you look up, you're like, oh, no wonder I'm overdrawing all the time.

I don't even have a thousand dollars saved.

I don't have a cushion in my account.

All these things I said I was gonna do as a fail safe before I paid off the debt, over time, those monies have dwindled and that's why I'm overdrawing so much, right?

So it's just taking the time to stop, re-audit your behavior, realign your behavior, make sure you're actually doing what you said you were going to do and then keep going from there.

No one does, right?

But here's the thing, if that were true, we wouldn't have a radio show where we have 10 million listeners and folks that call in every day who are in pain because they tried that kind of YOLO way of life or I'll get to it later, I'll get to it later because inevitably life hits.

Right.

Most people will experience some sort of job loss.

The statistics around the amount of folks who actually go on short term disability because of an accident or an illness are very, very high.