Jade Warshaw

Right.

So it's not me being a fatalist.

It's just the reality that there will be a hard time.

And it doesn't have to be something outrageous like COVID or, you know, September 11th to really drop an atom bomb on your finances.

It could be something simple like I got laid off or something simple like my wife got a diagnosis and it just caused us to go down to being a one income family.

And so when you realize how close you are to a financial tipping point, it really does make you go, OK, I need to make my foundation on a front.

I'm a lot firmer than what it is because these are just normal things that happen in life.

Right.

And I actually it's funny you said that, Mike, because I use that example in the book.

I talk about the check engine light.

And, you know, you know, like I do when we see that light, it is just like, oh, no, this is not the time, not the day.

You know, we're already creating a situation in our head where whatever is going on is going to cost us thousands of dollars.

And so most of us, Mike, we kind of ignore the check engine light.

We're we're hoping it was a fluke.

We're hoping the next time we get in the car that it won't light up.

And, you know, we kind of put it off and put it off.

And it's the same thing with our money.

For most of us, there are because the check engine light, what is it?

It's a it's a signal.

It is a warning that says, hey, there's something going on.