Jade Warshaw

So that's thing number one that I'm thinking about.

Thing number two I'm thinking about is the fact that you said ultimately you're trying to buy a house.

And I'm wondering what your timeline is for that, because that that does play into whether or not I would keep this or what I would do with this money going forward.

So what's your timeline for the house?

Good for you.

If you're thinking about, there's two parts to this.

So first off, based off of what you've said, the way this money is invested, it's not invested the way we would tell you to do it here, the Ramsey way.

It sounds like your $135 is probably mostly in bonds or something like that with the structured note that you have.

And then the other is in index funds, which is fine.

We would teach you, if you were going to invest your money, to do it in mutual funds across four different types of

And it doesn't sound like you have it invested that way.

So I would think about rolling that money into the proper investments versus cashing it out per se.

Now, if you were ready to buy a house immediately, I would say you could go ahead and pull it out.

But if you really are thinking, hey, this is two to three years down the line, what I'd be doing is I'd be meeting with a smart investor pro and saying, hey, I have this money invested.

The reason that your return is not very great is it sounds like you have a lot of bonds with that 135 invested.

That's why it's probably going very slowly.

And I would say I don't like the way this money is invested.

I don't believe it's invested the Ramsey way in that it's getting me the best rate of return.

And then I would have them roll it over into better funds.

Yeah.