Jade Warshaw

And then, yeah, I just let it sit and grow for the next however many years until you're ready.

And just understand that when money is invested for five years or less, you may or may not.

You know what I mean?

That five-year point is kind of when we see like there is a locked in –

Your money has grown.

There's a higher rate that it will have grown by five years versus if it's less than five years, there's more fluctuation within that.

But your returns aren't what you said they should be.

That's a red flag for me.

Yeah.

Well, it depends on what you're invested in.

That's the whole point.

So if you're invested the way we say, like your bonds are going to move slower than anything else.

That's kind of like what you transfer to when you're almost ready to retire.

So you could stand to be more aggressive in your approach.

That's just me, high level, looking at it based on what you said.

Yeah, looking at some funds that are, you know...

I agree.

I mean, don't get me wrong.

If you love this guy and you think that you just need to spend more time with him to understand, great.

I'm not going to tell you to divert, but...