Jade Warshaw

So what I would do is you can either call it in and tell them.

I know on mine you could go in and you can actually decipher if it's going to be a normal payment or if it's going to be a principal-only payment.

It actually has the option.

If yours doesn't have that, then I would call in.

And do it that way.

And if you're doing it, you kind of have to make sure for the month you've already satisfied the payment for the month or else it'll go towards your monthly.

It'll go towards your normal monthly payment.

Does that make sense?

Yeah.

As much as you can within what makes reasonable sense for you.

So we always teach that when you do the first three baby steps, you're very intense.

Everything is as fast as possible.

You sacrifice everything in order to do this quickly.

But then when you move into baby steps four, five and six, you're moving into a season of intentionality, which is I don't have to be like, you know, balls to the wall.

But I do want to be thoughtful about am I intentionally putting extra towards this?

And that really is up to you.

If you're in a season that you want to go really fast, that's fine.

Or, you know, what I find, Rachel, is that there are seasons where you're very...

you know, gung ho about it.

And then there are seasons where you're like, you know what, I'm going to renovate that bathroom.