Jade Warshaw

So, I mean, you could essentially play this like, hey, we're going back to Baby Step 3B.

Because in you guys' situation, and I should probably ask, how much is it that you're trying to save up?

What's the dollar amount?

And you're going to sell the current home, so that'll be part of it, right?

The one that's worth $180,000?

I mean, you could, but it's going to cost you a lot of time.

I mean, that's almost $200,000 there tied up.

So what I would do, I would, first of all, we can't make a plan if we don't have real numbers, or at least, you know, as close to...

We need a budget.

You guys get to set the budget and say, this is how much, based on our research, based on our numbers, based on our timeline, we are spending $450,000 or we're spending $550,000.

So I think that's thing one to this entire question.

So let's pretend, just for the purpose of today, let's pretend, hey, the budget is set.

It's $550,000 that we are spending on this build.

Okay.

Now how do we get the money?

Well,

I personally, I'll tell you the truth, with what you guys have accomplished, I personally would have a hard time going into debt again.

That being said, we don't poo-poo on folks for going into mortgage debt if they do it the right way on a 15-year fixed rate mortgage where the payment is no more than 25% of their take-home pay.

Let me start by saying that.

That's what we suggest.