Jade Warshaw

What's going on?

And when you stop and take a magnifying glass and go through your actions, very often there is an incongruence

in what you say you're going to do and what you're actually doing.

And because life moves so fast, a lot of times we don't even realize, oh my gosh, hold on, didn't I say that I was gonna save $1,000 first so that I had a little bit of a cushion here?

before I started paying off all this debt.

And then you look up, you're like, oh, no wonder I'm overdrawing all the time.

I don't even have a thousand dollars saved.

I don't have a cushion in my account.

All these things I said I was gonna do as a fail safe before I paid off the debt, over time, those monies have dwindled and that's why I'm overdrawing so much, right?

So it's just taking the time to stop, re-audit your behavior, realign your behavior, make sure you're actually doing what you said you were going to do and then keep going from there.

No one does, right?

But here's the thing, if that were true, we wouldn't have a radio show where we have 10 million listeners and folks that call in every day who are in pain because they tried that kind of YOLO way of life or I'll get to it later, I'll get to it later because inevitably life hits.

Right.

Most people will experience some sort of job loss.

The statistics around the amount of folks who actually go on short term disability because of an accident or an illness are very, very high.

Right.

So it's not me being a fatalist.

It's just the reality that there will be a hard time.

And it doesn't have to be something outrageous like COVID or, you know, September 11th to really drop an atom bomb on your finances.

It could be something simple like I got laid off or something simple like my wife got a diagnosis and it just caused us to go down to being a one income family.