James Moore

speaker
3,438 appearances 16 recordings 2 series first heard Apr 2026 last heard 15 Sep

James Moore’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
4 · Aug OctJan 26AprJulnow

Recordings per month over the last 12 months — 16 in all, peaking in Aug 2026 with 4.

Appearances

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They could have used the money when they were thirty.
And so I th I do think that there's an argument out there for people if they can to shape and organize their their estate planning such that you can front to your children earlier in life uh an inheritance that they at at a time in their life that they can use.
Makes a lot more sense to give your kids, say, two hundred thousand dollars or if you have that capacity.
Um and I hope I'm not speaking numbers that put me completely out of touch.
with an audience.
But but you get what I'm saying is that you know if if you if you if you can organize your estate in such a way that you can front your children the money earlier and do estate planning in an appropriate way so that they can have the money when they need it most to become upperly mobile and own some assets that they can diminish the stress in their lives of home ownership.
Find a way to do that.
And I think that those options are becoming more and more viable.
And that is actually a place where government public
policy can come into place.
That's what I was gonna say.
You can mod you can modify yeah, if you could you could modify, you know, RRSPs and T F SAs.
You would have to do it, you'd have to be policed in a in a in a particular way to avoid abuse and all that and obviously to avoid inflationary pressures on the cost of housing.
But but I I I'm I I stand by my point though, that th there are, I think, thoughtful ways to do estate planning in a way that you can advance the margin of what people's inheritance would be because
It by the time your kids are fifty and you're eighty.
giving them two hundred thousand dollars is a bonus at the end of their life and it's that's not particularly helpful.
They really could have used that money when they were thirty.
No, yeah, no, I I I don't uh yeah, I I don't dis I don't certainly don't disagree with that.
And it's it it is complicated.
I I think
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