Jared Bernstein

So I think it's complex.

I think it's poorly targeted.

And I think it's a waste.

Yeah, you're probably right.

And so the minute you open, it's so much easier to grant a tax cut than to take it back, obviously.

I mean, I think if we start seeing a lot of fraud, which I predict we will, at least we might be in a market where we can put up more guardrails.

In terms of what do you mean, like fight?

Well, you can't use it, so you can't use it for 18 years.

Yeah, maybe.

So on your child care tax credit point, we didn't have the votes on the Democratic caucus.

Manchin was against it, and I think Sinema was too.

So we didn't have the votes.

But I take your point.

I think that many of us were a little surprised by how –

little public seem to fight for it.

You know, a lot of times when you get what I said a minute ago, when you provide people with a benefit like that, a lot of times taking it away is, is bad.

Yeah.

Yeah.

So the,

Look, I think giving $1,000 of seed money for what really is like an IRA account is a fine thing to do.