Jasmine

Yeah, no, sorry.

Yeah, no, sorry.

I gotta think about it. I love you, I love you.

I gotta think about it. I love you, I love you.

I gotta think about it. I love you, I love you.

They're all invited.

They're all invited.

They're all invited.

Hi, Rachel. Hi, John. How are you guys?

Hi, Rachel. Hi, John. How are you guys?

Doing great. How can we help? I have a budgeting question. So right now with the holidays coming up and in my life, all the birthdays just pop up from September to December. Um, but I'm also in baby step two. So I'm really just trying to, my question is how do I budget for stuff like that? If I know it should be good down intensity.

Doing great. How can we help? I have a budgeting question. So right now with the holidays coming up and in my life, all the birthdays just pop up from September to December. Um, but I'm also in baby step two. So I'm really just trying to, my question is how do I budget for stuff like that? If I know it should be good down intensity.

So I don't know if I shouldn't be putting my, my thoughts into that and just not, not be budgeting for it or at all. So I'm not really entirely sure what to do. Um, yeah, I'm 32,000 in debt and I make around 70. I don't, I don't pay any rent or anything like that. Like I live at my home. Um, I started using the EveryDollar app last September.

So I don't know if I shouldn't be putting my, my thoughts into that and just not, not be budgeting for it or at all. So I'm not really entirely sure what to do. Um, yeah, I'm 32,000 in debt and I make around 70. I don't, I don't pay any rent or anything like that. Like I live at my home. Um, I started using the EveryDollar app last September.

No, it was just my brother-in-law, my boyfriend, my stepmom, my best friend. And then Christmas, it would be just, we're doing a secret Santa for Christmas. So I normally, that's fine that I'll just do the secret Santa, but I have like three secret Santas I'm a part of. Whether that's at work and my group of friends at work or like my boyfriend and I exchange gifts or...

No, it was just my brother-in-law, my boyfriend, my stepmom, my best friend. And then Christmas, it would be just, we're doing a secret Santa for Christmas. So I normally, that's fine that I'll just do the secret Santa, but I have like three secret Santas I'm a part of. Whether that's at work and my group of friends at work or like my boyfriend and I exchange gifts or...

At my house, we're doing a Secret Santa, but then I always end up, I'm like, oh, I really feel bad not getting this person something or they got me something. It's like, I also have, okay, we have church events that I want to go to. Like, okay, can I get my hair done? Stuff like that. And unfortunately, my hair is not cheap.

At my house, we're doing a Secret Santa, but then I always end up, I'm like, oh, I really feel bad not getting this person something or they got me something. It's like, I also have, okay, we have church events that I want to go to. Like, okay, can I get my hair done? Stuff like that. And unfortunately, my hair is not cheap.

I had to think of, I had to cut out a lot of things and I just feel guilty. I feel like I, am I doing the right thing?

I had to think of, I had to cut out a lot of things and I just feel guilty. I feel like I, am I doing the right thing?