Jasmine

So I don't know if I shouldn't be putting my, my thoughts into that and just not, not be budgeting for it or at all. So I'm not really entirely sure what to do. Um, yeah, I'm 32,000 in debt and I make around 70. I don't, I don't pay any rent or anything like that. Like I live at my home. Um, I started using the EveryDollar app last September.

So I don't know if I shouldn't be putting my, my thoughts into that and just not, not be budgeting for it or at all. So I'm not really entirely sure what to do. Um, yeah, I'm 32,000 in debt and I make around 70. I don't, I don't pay any rent or anything like that. Like I live at my home. Um, I started using the EveryDollar app last September.

No, it was just my brother-in-law, my boyfriend, my stepmom, my best friend. And then Christmas, it would be just, we're doing a secret Santa for Christmas. So I normally, that's fine that I'll just do the secret Santa, but I have like three secret Santas I'm a part of. Whether that's at work and my group of friends at work or like my boyfriend and I exchange gifts or...

No, it was just my brother-in-law, my boyfriend, my stepmom, my best friend. And then Christmas, it would be just, we're doing a secret Santa for Christmas. So I normally, that's fine that I'll just do the secret Santa, but I have like three secret Santas I'm a part of. Whether that's at work and my group of friends at work or like my boyfriend and I exchange gifts or...

At my house, we're doing a Secret Santa, but then I always end up, I'm like, oh, I really feel bad not getting this person something or they got me something. It's like, I also have, okay, we have church events that I want to go to. Like, okay, can I get my hair done? Stuff like that. And unfortunately, my hair is not cheap.

At my house, we're doing a Secret Santa, but then I always end up, I'm like, oh, I really feel bad not getting this person something or they got me something. It's like, I also have, okay, we have church events that I want to go to. Like, okay, can I get my hair done? Stuff like that. And unfortunately, my hair is not cheap.

I had to think of, I had to cut out a lot of things and I just feel guilty. I feel like I, am I doing the right thing?

I had to think of, I had to cut out a lot of things and I just feel guilty. I feel like I, am I doing the right thing?

I'm 22.

I'm 22.

And I have one more. I'm sorry that I'm taking it back. No, it's over here. When I was budgeting, how do I do when there's like five paydays? I get paid every Thursday and for example, October has five Thursdays in the month. Do I treat the last week a part of November or,

And I have one more. I'm sorry that I'm taking it back. No, it's over here. When I was budgeting, how do I do when there's like five paydays? I get paid every Thursday and for example, October has five Thursdays in the month. Do I treat the last week a part of November or,

or because I'm not sure if I should see it as extra money or that I could put towards my day, obviously, or how do I really view that?

or because I'm not sure if I should see it as extra money or that I could put towards my day, obviously, or how do I really view that?

So if I have like my insurance bill, for example, comes out on the on the second, that's before the payday in November. That's right. Would I take that?

So if I have like my insurance bill, for example, comes out on the on the second, that's before the payday in November. That's right. Would I take that?