Jason Wilk

If you're a dedicated entrepreneur willing to work seven days a week, you can learn a lot pretty quickly.

We've made a lot of mistakes in the first part of the business as well, but here we are today disrupting a major industry with a guy that had no experience.

So anyone can do it.

I'm Jason.

Well, I've always been a serial entrepreneur.

I've never had a boss my whole life.

I guess I was a caddy growing up.

It was my first job.

But even then, that's sort of an independent contractor.

You're fending for yourself.

And so I've always had to think about...

self-preservation because i've never had anyone anything to rely on no backstop of a job i grew up in a middle-class family there was no support there for me i always had to have a job right after school and yeah um i always had just an incredible amount of self um self-belief in myself to to get there and with that i never wanted to go over my over set my means make sure i never um and always had always had enough money to survive

I think the best companies start when the founder has a real personal pain point that they're trying to solve for themselves.

And for me, again, going back to not having that backstop, I was constantly overdrafting my checking accounts and trying to start my first business.

And that pain of taking a $34 up to $100 per day in overdraft fees at your bank, where you're just trying to make ends meet, build your career, is incredibly painful.

And I never understood why banks had to charge such a high rate.

But after I sold my first business, had a little bit of money to have more cushion to go for a big idea, I started to really dive deep into that problem to really disrupt banking.

And at the core of it, you realize that banks, it costs them $300 per year just to maintain a basic checking account.

When you factor in the bank branches, there are legacy, tech stack,

So if you're a consumer that's younger, thin file credit score, can't use a JP Morgan credit card or personal loan, the only way the bank can make their money back on you is by charging these high monthly fees and overdraft fees.