Jay

I get New York Times for free through my college, but they don't include the games and I'm a crossword guy. And so I had to pay for the games.

I don't know. I never really had a job in high school, but I also I never had money. I just never had money to spend. Like I just got whatever my parents gave me.

I don't know. I never really had a job in high school, but I also I never had money. I just never had money to spend. Like I just got whatever my parents gave me.

I don't know. I never really had a job in high school, but I also I never had money. I just never had money to spend. Like I just got whatever my parents gave me.

And I knew at that point that I had no safety net. I had no backup. So I think once I got to that stage and then realized that I'm on my own 100%, it probably developed over time.

And I knew at that point that I had no safety net. I had no backup. So I think once I got to that stage and then realized that I'm on my own 100%, it probably developed over time.

And I knew at that point that I had no safety net. I had no backup. So I think once I got to that stage and then realized that I'm on my own 100%, it probably developed over time.

As a young adult child of divorce, you get a window into your parents' lives that you didn't have before. And one of the things I saw was their finances. Neither of them knew how credit card interest worked. They were paying minimum payments on like $10,000, $20,000 of credit card debt. And I realized at that point that my parents were fucked.

As a young adult child of divorce, you get a window into your parents' lives that you didn't have before. And one of the things I saw was their finances. Neither of them knew how credit card interest worked. They were paying minimum payments on like $10,000, $20,000 of credit card debt. And I realized at that point that my parents were fucked.

As a young adult child of divorce, you get a window into your parents' lives that you didn't have before. And one of the things I saw was their finances. Neither of them knew how credit card interest worked. They were paying minimum payments on like $10,000, $20,000 of credit card debt. And I realized at that point that my parents were fucked.

Like my mom, her retirement plan was my stepdad who was in the Navy and would have a pension. She had no retirement savings whatsoever. She'd been a waitress. So she had nothing, no retirement plans whatsoever. So that I think contributed significantly to the way that I view money. And like my mother spends very frivolously, like unbelievable money. It's addictive almost, right?

Like my mom, her retirement plan was my stepdad who was in the Navy and would have a pension. She had no retirement savings whatsoever. She'd been a waitress. So she had nothing, no retirement plans whatsoever. So that I think contributed significantly to the way that I view money. And like my mother spends very frivolously, like unbelievable money. It's addictive almost, right?

Like my mom, her retirement plan was my stepdad who was in the Navy and would have a pension. She had no retirement savings whatsoever. She'd been a waitress. So she had nothing, no retirement plans whatsoever. So that I think contributed significantly to the way that I view money. And like my mother spends very frivolously, like unbelievable money. It's addictive almost, right?

Like she's buying things to sate some kind of desire.

Like she's buying things to sate some kind of desire.

Like she's buying things to sate some kind of desire.

I remember, for example, for Christmases, my mother would buy my stepdad and I, it would be no exaggeration to say between 10 and 15 presents each. And they're like, it's not like a deck of cards. It's sometimes expensive things. And then she'd buy a joint gift. Okay, we're a family of three. Joint gifts included. Trampoline. Full-sized. A basketball court. To reiterate, I am an academic.

I remember, for example, for Christmases, my mother would buy my stepdad and I, it would be no exaggeration to say between 10 and 15 presents each. And they're like, it's not like a deck of cards. It's sometimes expensive things. And then she'd buy a joint gift. Okay, we're a family of three. Joint gifts included. Trampoline. Full-sized. A basketball court. To reiterate, I am an academic.

I remember, for example, for Christmases, my mother would buy my stepdad and I, it would be no exaggeration to say between 10 and 15 presents each. And they're like, it's not like a deck of cards. It's sometimes expensive things. And then she'd buy a joint gift. Okay, we're a family of three. Joint gifts included. Trampoline. Full-sized. A basketball court. To reiterate, I am an academic.

Even as a young boy, I think I leaned that direction, not towards basketball. I didn't know this, but I put it together now. They were spending all of their disposable income basically as it came.