Jayson Lowe

Well, and I would ask you, and you can attest to this. We didn't discuss this before the show, but I'll just ask you, we'll just jam on this for a second. Yeah. So just name one institution that uses compound interest.

Well, and I would ask you, and you can attest to this. We didn't discuss this before the show, but I'll just ask you, we'll just jam on this for a second. Yeah. So just name one institution that uses compound interest.

Life insurance companies. Okay. That's the certainly one institution. Um, any other that you can think of? Banks. Banks. That's the most frequent response that we get. Banks don't use compound interest. They either charge it or they pay it. So they're the only way for your money to compound is for it to sit still.

Life insurance companies. Okay. That's the certainly one institution. Um, any other that you can think of? Banks. Banks. That's the most frequent response that we get. Banks don't use compound interest. They either charge it or they pay it. So they're the only way for your money to compound is for it to sit still.

And so the banks want your capital and they want it for a long time because they get to obviously. They flip it. They, they, they, thank you. You took the word right out of my mouth, which aligns perfectly with the show. That's right. Banks, banks are in the flipping business, but they're not dealing with tenants at three o'clock in the morning with a busted water here. That's right.

And so the banks want your capital and they want it for a long time because they get to obviously. They flip it. They, they, they, thank you. You took the word right out of my mouth, which aligns perfectly with the show. That's right. Banks, banks are in the flipping business, but they're not dealing with tenants at three o'clock in the morning with a busted water here. That's right.

They're flipping capital. We're doing the same thing. And if I just bring it right down to the you and me level. Fundamental truth, our money must reside somewhere. Can you and I agree on that? Of course, yeah. And so what better place to have it reside than within the attributes of what we're describing?

They're flipping capital. We're doing the same thing. And if I just bring it right down to the you and me level. Fundamental truth, our money must reside somewhere. Can you and I agree on that? Of course, yeah. And so what better place to have it reside than within the attributes of what we're describing?

And when you pay that premium into that policy and it produces cash value and you can borrow against it on demand... Does that take away any of your options as a real estate investor?

And when you pay that premium into that policy and it produces cash value and you can borrow against it on demand... Does that take away any of your options as a real estate investor?

Okay.

Okay.

Can I share an example with you that tends to really resonate? Yeah, of course. So when I first began my journey with the infinite banking concept, so this was back in July of 2008, you could still get 40 year amortizations on mortgages. I was an active real estate investor in both the United States and Canada. And up in Canada, you could get a 40-year amortization schedule on a mortgage.

Can I share an example with you that tends to really resonate? Yeah, of course. So when I first began my journey with the infinite banking concept, so this was back in July of 2008, you could still get 40 year amortizations on mortgages. I was an active real estate investor in both the United States and Canada. And up in Canada, you could get a 40-year amortization schedule on a mortgage.

So we bought a residence. The mortgage was about $426,000. And we thought, wow, this is terrific. Interest rates were below 3%. 40-year amortization schedule. We're standing on top of the world. That was in April of that year. I got introduced to this concept in July of that year. We got rid of the conventional bank seven years later. So 33 years ahead of schedule.

So we bought a residence. The mortgage was about $426,000. And we thought, wow, this is terrific. Interest rates were below 3%. 40-year amortization schedule. We're standing on top of the world. That was in April of that year. I got introduced to this concept in July of that year. We got rid of the conventional bank seven years later. So 33 years ahead of schedule.

And we did it in a ridiculously simple way. We paid premium into high cash value, dividend paying life insurance policies on my wife and I, and then our four kids. We borrowed against that ever increasing accumulation, which can't go backward, by the way. So you have several policies. There hasn't been a single day where your cash value has gone backward.

And we did it in a ridiculously simple way. We paid premium into high cash value, dividend paying life insurance policies on my wife and I, and then our four kids. We borrowed against that ever increasing accumulation, which can't go backward, by the way. So you have several policies. There hasn't been a single day where your cash value has gone backward.

We borrow against that accumulation without interrupting its daily growth. We pay off the conventional bank, but we now have a policy loan balance, but we don't have any debt owed in the form of a mortgage.

We borrow against that accumulation without interrupting its daily growth. We pay off the conventional bank, but we now have a policy loan balance, but we don't have any debt owed in the form of a mortgage.