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Jayson Lowe

👤 Person
158 total appearances

Appearances Over Time

Podcast Appearances

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

So that's why you need a really good coach that can be your infinite banking guide. And that's what we are at Ascendant Financial. And we're the best at what we do, bar none. And I am bragging when I say that. I love it. Like we are the best at this, bar none.

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

So that's why you need a really good coach that can be your infinite banking guide. And that's what we are at Ascendant Financial. And we're the best at what we do, bar none. And I am bragging when I say that. I love it. Like we are the best at this, bar none.

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

No.

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

No.

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

Yeah, happy to do that. And thank you for bringing that up. That's something that we get asked around interest rates and growth. In the United States, the cash value of the policy is contractually guaranteed to match the death benefit by age 121 of the life insured. It's age 100 up in Canada. So every single day that you're aging, your cash value is rising.

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

Yeah, happy to do that. And thank you for bringing that up. That's something that we get asked around interest rates and growth. In the United States, the cash value of the policy is contractually guaranteed to match the death benefit by age 121 of the life insured. It's age 100 up in Canada. So every single day that you're aging, your cash value is rising.

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

Every premium that you pay, the death benefit permanently increases. The premiums can never go up, but the death benefit is ever increasing. Every dividend that gets declared, which once it's declared once a year is contractually guaranteed to be paid. It can't be repossessed. It can't lose value. That permanently increases the death benefit of the policy.

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

Every premium that you pay, the death benefit permanently increases. The premiums can never go up, but the death benefit is ever increasing. Every dividend that gets declared, which once it's declared once a year is contractually guaranteed to be paid. It can't be repossessed. It can't lose value. That permanently increases the death benefit of the policy.

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

So Justin, if you never borrowed against the ever increasing cash value of your policy, It is going to continue growing uninterrupted. Correct. When you borrow against your ever-increasing cash value, it is going to continue growing uninterrupted. It is not the policy loan that is affecting the growth of the cash value. It's you aging daily. That's the difference. Got it.

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

So Justin, if you never borrowed against the ever increasing cash value of your policy, It is going to continue growing uninterrupted. Correct. When you borrow against your ever-increasing cash value, it is going to continue growing uninterrupted. It is not the policy loan that is affecting the growth of the cash value. It's you aging daily. That's the difference. Got it.

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

And when we hear people use language like... I've got my money, $1 doing the job of two, or this is the secret that the wealthy don't want you to know. And, um, but you know, forgive my language, but that's all just a bunch of bullshit. Okay. You're paying premium into an insurance contract and you become a co-owner of a life insurance company that's never failed to produce a divisible profit.

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

And when we hear people use language like... I've got my money, $1 doing the job of two, or this is the secret that the wealthy don't want you to know. And, um, but you know, forgive my language, but that's all just a bunch of bullshit. Okay. You're paying premium into an insurance contract and you become a co-owner of a life insurance company that's never failed to produce a divisible profit.

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

And you're dealing with people who cared enough to ensure their own lives. That's the pool of owners that you're dealing with. What a great people, group of people to be in business with. Yeah. And when you borrow capital in the form of a policy loan, the cash value of the policy continues rising uninterrupted as I've mentioned. When you repay that policy loan with interest, that extra interest

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

And you're dealing with people who cared enough to ensure their own lives. That's the pool of owners that you're dealing with. What a great people, group of people to be in business with. Yeah. And when you borrow capital in the form of a policy loan, the cash value of the policy continues rising uninterrupted as I've mentioned. When you repay that policy loan with interest, that extra interest

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

Is a direct contributor to the net earnings of the insurance company that you co-own. So Justin, if you and I owned a Publix grocery store together, would we ever buy our food from Walmart? Never. Because we want our grocery store to be profitable. Right. We want our grocery store to have more money to go buy more groceries. That's right. To more captive customers, right?

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

Is a direct contributor to the net earnings of the insurance company that you co-own. So Justin, if you and I owned a Publix grocery store together, would we ever buy our food from Walmart? Never. Because we want our grocery store to be profitable. Right. We want our grocery store to have more money to go buy more groceries. That's right. To more captive customers, right?

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

So when people are introduced to the infinite banking concept in a way that It sensationalizes it. Like you can get rich buying cars. You can get rich buying real estate. You can get rich just being your own bank. That's nonsense. That's sensationalizing the message. It's ridiculously simple. Somebody has to perform the banking function in your life. There are no exceptions to that, period.

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

So when people are introduced to the infinite banking concept in a way that It sensationalizes it. Like you can get rich buying cars. You can get rich buying real estate. You can get rich just being your own bank. That's nonsense. That's sensationalizing the message. It's ridiculously simple. Somebody has to perform the banking function in your life. There are no exceptions to that, period.

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

And your money's got to reside somewhere. The person that should be controlling that function of banking in your life should be you. And it's very simple to do. And you should have a good coach that can help guide you so that when you have a system of policies in place.

The Science of Flipping
How to Stop Relying on Banks, Cut Taxes, and Control Your Wealth Like the Rich | Jayson Lowe

And your money's got to reside somewhere. The person that should be controlling that function of banking in your life should be you. And it's very simple to do. And you should have a good coach that can help guide you so that when you have a system of policies in place.