Jeff Guo
speaker
1,187 appearances
10 recordings
1 series
first heard Dec 2025
last heard 11 Sep
Jeff Guo’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 10 in all, peaking in Dec 2025 with 3.
Appearances
Most of these private lenders were pretty small.
A lot of them were just folks lending out their own money, or money that they had pulled together from friends and family.
And here is where Eric gets his big idea.
Started connecting fix and flippers to Wall Street.
Eric is a finance guy.
He used to run a hedge fund, and he knows there is a lot of money out there on Wall Street.
You could even say a giant pool of money.
Thanks to Eric's company, the money from pension funds and insurance companies and sovereign wealth funds started flowing into the fix and flip market and helped to supersize it.
Yeah.
Now, at first, these loans were mostly short-term loans, because you know it shouldn't take more than a year or two to fix and flip a home.
But as more and more Wall Street money started flowing in, private lenders realized they could now make longer-term loans.
They could issue 30-year mortgages.
And the private lenders thought that these 30-year mortgages could attract a much bigger market.
These longer-term mortgages would be perfect for landlords.
This was the big innovation, and these longer-term mortgages for landlords would soon be called DSCR loans.
Around 2018, Eric's company started to get into them.
Do you do you remember some of the first types of this loan you were doing?
This is the moment when DSCR loans go mainstream.
Wall Street loved DSCR loans because lenders could charge a higher interest rate compared to a traditional mortgage.
And landlords liked these loans because the borrowing process was so much easier.
Showing 81–100 of 1,187 · page 5 of 60
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