Jenny

And what are you showing them? Where are you taking them? What are you showing them? Yeah. Start a fight in the comments.

Hi. Hello. I'm a 90s kid, by the way. Nice. Come on, Jenny. My parents are getting old.

Hi. Hello. I'm a 90s kid, by the way. Nice. Come on, Jenny. My parents are getting old.

Hi. Hello. I'm a 90s kid, by the way. Nice. Come on, Jenny. My parents are getting old.

My parents are getting older, so now they're in their late 70s. They've done well for themselves, but now I'm helping them because I noticed they were paying quite a bit of money into a flexible, premium, adjustable universal life insurance that they've had since 1986. Oh, man. That thing's got mold on it. Well, my dad worked in law enforcement and his initial hourly rate was only $4.80. Wow.

My parents are getting older, so now they're in their late 70s. They've done well for themselves, but now I'm helping them because I noticed they were paying quite a bit of money into a flexible, premium, adjustable universal life insurance that they've had since 1986. Oh, man. That thing's got mold on it. Well, my dad worked in law enforcement and his initial hourly rate was only $4.80. Wow.

My parents are getting older, so now they're in their late 70s. They've done well for themselves, but now I'm helping them because I noticed they were paying quite a bit of money into a flexible, premium, adjustable universal life insurance that they've had since 1986. Oh, man. That thing's got mold on it. Well, my dad worked in law enforcement and his initial hourly rate was only $4.80. Wow.

So it made sense to them back then to have this $100,000 policy for him because, you know, you don't know what's going to happen. But after doing some research, I've gone back and forth. The policy has been sold from company to company. They don't even have the records for this policy because it's 39 years old. And their cash value has basically depleted. My mom's very smart.

So it made sense to them back then to have this $100,000 policy for him because, you know, you don't know what's going to happen. But after doing some research, I've gone back and forth. The policy has been sold from company to company. They don't even have the records for this policy because it's 39 years old. And their cash value has basically depleted. My mom's very smart.

So it made sense to them back then to have this $100,000 policy for him because, you know, you don't know what's going to happen. But after doing some research, I've gone back and forth. The policy has been sold from company to company. They don't even have the records for this policy because it's 39 years old. And their cash value has basically depleted. My mom's very smart.

Do you know what it is, the cash value? No. Oh, yes. So the first or the cash value now is, I think, down to a thousand dollars. Oh, my gosh.

Do you know what it is, the cash value? No. Oh, yes. So the first or the cash value now is, I think, down to a thousand dollars. Oh, my gosh.

Do you know what it is, the cash value? No. Oh, yes. So the first or the cash value now is, I think, down to a thousand dollars. Oh, my gosh.

Yes.

Yes.

Yes.

Basically, they've totally paid forty eight thousand dollars for their money into this policy. Okay. And so they have three different, well, one policy is 25,000, two riders, one for 50 and one for 75. So basically 150 for both my parents. Okay. Right now, what happened was they said, Oh, you stopped paying your payments. But my mom said, no way I've paid my pay.

Basically, they've totally paid forty eight thousand dollars for their money into this policy. Okay. And so they have three different, well, one policy is 25,000, two riders, one for 50 and one for 75. So basically 150 for both my parents. Okay. Right now, what happened was they said, Oh, you stopped paying your payments. But my mom said, no way I've paid my pay.

Basically, they've totally paid forty eight thousand dollars for their money into this policy. Okay. And so they have three different, well, one policy is 25,000, two riders, one for 50 and one for 75. So basically 150 for both my parents. Okay. Right now, what happened was they said, Oh, you stopped paying your payments. But my mom said, no way I've paid my pay.

She's paid over the amount over all these years.