Jess Kelly

If you need a new phone or if you wanted a newer phone, you could go to Mint Plus or refurbed and get an iPhone 15 or 16 if you were bothered.

Personally speaking, I would still be happy with the iPhone 14, but I would look to move to whether it is GOMO or 48 or Clear Mobile.

you'll be paying less than 20 quid a month, saving yourself instantly about 40 quid a month and then just buying a phone when you need it.

So if your iPhone 14 is doing you for another year or two years, awesome.

At that stage, then go and buy a refurbished phone.

It'll cost you three or four hundred euro.

Pay for that outright out of the money that you've saved by consistently reducing your phone bill by 40 quid a month.

So I do hope that helps.

Let me know if you do it and how it goes for you.

Next up, we have an email here from Emma and it's in a similar vein.

It's great.

It makes my heart so happy that so many of you are on the move.

She says, Hi, Jess, looking for some advice, please.

So I keep hearing you recommend switching from bill pay to a digital network.

Guilty.

I've been with three for years and I'm out of contract with my bill pay plan each month.

It's costing a lot around 45 to 50 euro.

I'd like to stay with the three network as I know they have good reception.

Which would you recommend?

Tesco Mobile or 48?