Podcast Appearances
About 27 months.
About 27 months.
Started at around $60,000 and ended up at $124,000. Cool. Good for you. Well done. What kind of debt was the $102,000? Let's see, about $11,000 in credit cards, about $9,000 in medical bills and some IRS debt, and then $82,000 in student loan.
Started at around $60,000 and ended up at $124,000. Cool. Good for you. Well done. What kind of debt was the $102,000? Let's see, about $11,000 in credit cards, about $9,000 in medical bills and some IRS debt, and then $82,000 in student loan.
No, it was not.
No, it was not.
Yeah, so actually my story starts back in 2018. I was working full-time and decided I want to go to graduate school. But even then I told myself I'm not going to take any more student loan. If I'm going to go to school I have to pay for this in cash.
Yeah, so actually my story starts back in 2018. I was working full-time and decided I want to go to graduate school. But even then I told myself I'm not going to take any more student loan. If I'm going to go to school I have to pay for this in cash.
And then that fall my church was hosting FPU and I said yes this is my chance to make sure I'm doing this right and not have to take out any loan and just make this whole process a little bit easier. So I did that, and I can tell you, Dave, I completely, 100% cash flowed my master's program.
And then that fall my church was hosting FPU and I said yes this is my chance to make sure I'm doing this right and not have to take out any loan and just make this whole process a little bit easier. So I did that, and I can tell you, Dave, I completely, 100% cash flowed my master's program.
Yes. Got that done.
Yes. Got that done.
Nutrition and dietetics.
Nutrition and dietetics.
Yes. So then later, the end of 2019, due to some contract changes, all the dietitians and myself, we were all let go from our hospital. And so starting 2020, I had started a new job and then we all know what happened in 2020. COVID happened. And so I just kind of went in survival mode. I had finished paying that last semester of grad school.
Yes. So then later, the end of 2019, due to some contract changes, all the dietitians and myself, we were all let go from our hospital. And so starting 2020, I had started a new job and then we all know what happened in 2020. COVID happened. And so I just kind of went in survival mode. I had finished paying that last semester of grad school.
And so I just wanted to save because I had just lost my job recently. You know, I didn't know what was going to happen with COVID. So I just kind of started saving and just, you know, continue to work some side hustles and some side gigs just to see, you know, kind of what happened.
And so I just wanted to save because I had just lost my job recently. You know, I didn't know what was going to happen with COVID. So I just kind of started saving and just, you know, continue to work some side hustles and some side gigs just to see, you know, kind of what happened.