Podcast Appearances
So once I got settled in my job and, you know, had kind of built up some savings, all right, let's get this started again. So I tackled the medical bills and the credit card debt on about 10 months. Wow. Yeah. And then so I was like, okay, I can breathe a second. I've paid off some of these big ones. All I have left is the student loan.
So once I got settled in my job and, you know, had kind of built up some savings, all right, let's get this started again. So I tackled the medical bills and the credit card debt on about 10 months. Wow. Yeah. And then so I was like, okay, I can breathe a second. I've paid off some of these big ones. All I have left is the student loan.
So at that time, I decided to move to Atlanta for a new job opportunity, pay raise, all that kind of stuff. And then I was like, OK, we're settled. Let's do this. But the thing, Dave, is my student loans were private. So while everyone else's student loans were on pause, the interest payments, all that this whole time might have been going.
So at that time, I decided to move to Atlanta for a new job opportunity, pay raise, all that kind of stuff. And then I was like, OK, we're settled. Let's do this. But the thing, Dave, is my student loans were private. So while everyone else's student loans were on pause, the interest payments, all that this whole time might have been going.
And so I could have paused my loans, but I was like, the interest is still going to go. I just can't take this anymore. It is keeping me from having time to do what I want, I'm working all these jobs, I can't save for a house, I can't have a car emergency, nothing. And so I was like, okay, we're doing this. This is the Goliath I'm looking at, let's go, let's do it.
And so I could have paused my loans, but I was like, the interest is still going to go. I just can't take this anymore. It is keeping me from having time to do what I want, I'm working all these jobs, I can't save for a house, I can't have a car emergency, nothing. And so I was like, okay, we're doing this. This is the Goliath I'm looking at, let's go, let's do it.
So January of 23, I put my foot on the gas pedal and had a full-time job, two part-time jobs, two other side hustles. I was doing 60, 70, sometimes 80 hours a week trying to pay this off. And then my church in Atlanta did FPU again. And so I was like, okay, this is – Baby Step 3 is actually in sight. Like, I'm getting so close. I'm in, like, the last six miles of this marathon.
So January of 23, I put my foot on the gas pedal and had a full-time job, two part-time jobs, two other side hustles. I was doing 60, 70, sometimes 80 hours a week trying to pay this off. And then my church in Atlanta did FPU again. And so I was like, okay, this is – Baby Step 3 is actually in sight. Like, I'm getting so close. I'm in, like, the last six miles of this marathon.
Like, I can do this. So I had a great support system through that. And then in May of this year, I made my final student loan payment.
Like, I can do this. So I had a great support system through that. And then in May of this year, I made my final student loan payment.
It did. It did.
It did. It did.
You're free now. I am. I am. I finally have time to do the things I want to do, get more involved in my church, investing in people, and just being able to live. It's very freeing.
You're free now. I am. I am. I finally have time to do the things I want to do, get more involved in my church, investing in people, and just being able to live. It's very freeing.
Oh, man. My parents first. First of all, when I made that last student loan payment, I had them on FaceTime. And they were with me when I hit send or hit pay, and we all just cried. I love it. It was great. My aunts and uncles, my coworkers are amazing. When I paid off my debt, they had a little party for me, had a little banner made that said, Jill is debt-free.
Oh, man. My parents first. First of all, when I made that last student loan payment, I had them on FaceTime. And they were with me when I hit send or hit pay, and we all just cried. I love it. It was great. My aunts and uncles, my coworkers are amazing. When I paid off my debt, they had a little party for me, had a little banner made that said, Jill is debt-free.