Jim Browning

They will get you to buy a gift card. They won't use the word gift card. What they say to their victims is, you've got a security problem. you're going to have to solve it with a security card and you'll have to go to your local Walmart or whatever to get the security card. And they won't use the word gift card if they can avoid it.

They will get you to buy a gift card. They won't use the word gift card. What they say to their victims is, you've got a security problem. you're going to have to solve it with a security card and you'll have to go to your local Walmart or whatever to get the security card. And they won't use the word gift card if they can avoid it.

But of course, whenever you go in there and you're outside the store, they will say, right, I need you to go in and buy an Apple card or an eBay card or whatever it is. And as soon as you read out that number, that's as good as them taking the value of that card because they can launder that almost immediately.

But of course, whenever you go in there and you're outside the store, they will say, right, I need you to go in and buy an Apple card or an eBay card or whatever it is. And as soon as you read out that number, that's as good as them taking the value of that card because they can launder that almost immediately.

They do, exactly. And they'd be lucky to get maybe 50% of the actual value of the card. But what they do is they take those numbers and there is quite a, well, should we say a black market for gift card numbers? There are legitimate websites like Paxful, for example, where people will buy gifts.

They do, exactly. And they'd be lucky to get maybe 50% of the actual value of the card. But what they do is they take those numbers and there is quite a, well, should we say a black market for gift card numbers? There are legitimate websites like Paxful, for example, where people will buy gifts.

Google Play cards, eBay cards, you name it, any sort of gift card, and they will give you 50% of the value and they will mark that up and they may directly or indirectly buy items from those stores. So yes, absolutely, you're going to lose half the value.

Google Play cards, eBay cards, you name it, any sort of gift card, and they will give you 50% of the value and they will mark that up and they may directly or indirectly buy items from those stores. So yes, absolutely, you're going to lose half the value.

But if you're a scammer, you have completely, cleanly washed that money because there's almost no way of getting money back when someone's bought a gift card and it's been used.

But if you're a scammer, you have completely, cleanly washed that money because there's almost no way of getting money back when someone's bought a gift card and it's been used.

They actually persuade people to go to their local bank and withdraw cash. And they will say, I'll instruct you in a moment what you do with the cash. So they generally get the victim to take the cash home and then they'll say, and this is typically for a bank type scam, they'll say, we're going to create a new account for you and you need to send that money to a secure facility.

They actually persuade people to go to their local bank and withdraw cash. And they will say, I'll instruct you in a moment what you do with the cash. So they generally get the victim to take the cash home and then they'll say, and this is typically for a bank type scam, they'll say, we're going to create a new account for you and you need to send that money to a secure facility.

And they will say, look, you need to put the cash into pages of a book. So between pages of book, wrap that in silver foil. And they will actually get you then to go to the nearest FedEx or post office and mail your cash to an address. And it's a money mail address.

And they will say, look, you need to put the cash into pages of a book. So between pages of book, wrap that in silver foil. And they will actually get you then to go to the nearest FedEx or post office and mail your cash to an address. And it's a money mail address.

The scam is what you call a refund scam. So they'll pretend to be a big organization, typically Amazon, and the conversation will start off with, they say they're going to refund this charge, which the victim will know nothing about. Okay.

The scam is what you call a refund scam. So they'll pretend to be a big organization, typically Amazon, and the conversation will start off with, they say they're going to refund this charge, which the victim will know nothing about. Okay.

This victim mentions Mid Oregon Bank.

This victim mentions Mid Oregon Bank.

So the scammer obviously knows that he's overpaid this victim, so the key to this scam is how they get the money back again. Our scammer comes up with a solution.

So the scammer obviously knows that he's overpaid this victim, so the key to this scam is how they get the money back again. Our scammer comes up with a solution.