John Deloney

I would put the other 10% in the 401k.

I don't know if I should drop it.

No, don't drop the name.

But a good investment is diversified.

There's no checks and balances.

Yeah, if I could recalibrate this today, I would make it to where you're investing the 10% along with the other 4% into the company 401k.

And if you max that out, then you can move over to a Roth IRA.

You can do one, he can do one.

And then if there's a little bit of money left or if there's something that he's required to do, that's fine.

But I would change that lickety split because you don't want all of your money tied up in this.

and if you're if you're saying well we're still investing in the 401k you're only investing four percent and our rule here is if there's a match it's a fantastic thing but we really just consider that gravy like we really want you working the muscle of 15 because what if he switches jobs and there is not a four percent match right or what if something changes with your you know your situation so we always want you kind of in the driver's seat

of what you're doing with your money.

And yeah, consider that 4% like gravy on top of a biscuit is what Dave Ramsey would say.

Are you putting that in a traditional IRA or a Roth IRA?

A Roth IRA.

Okay, great.

The $15,000, yes.

All right.

Yeah.

You know, if I were you, whatever company stock you do have, I'm with John.