John Deloney

I would, you know, cash that out.

Maybe that goes towards your mortgage.

The original one about paying off the mortgage first?

and i don't know where we would exactly get it right now like there would be yeah pennies and whatnot yeah definitely and you might have to pinch pennies so one thing about the baby steps is just because you've paid off your debt and now you're starting to invest it doesn't mean that you're all of a sudden rolling in a bunch of extra money because you're now investing 15 percent um

So you're going to have to get to your budget and take a look at this, because what I don't want is for you to say it feels better to do to pay off the mortgage instead.

And before you know it, you look up and you've neglected your investing.

The mortgage is going to get paid off.

You're going to find little bits of money here and there.

I'm sure he makes bonuses that you can pay this off.

I don't think it's a bad thing.

Uh, so like the way that ours is my, my mother-in-law opened it because it was a gift.

It was something she was gifting, uh, before Sam and I, well, before we were out of debt.

And then, so she technically was the owner on the account.

And then she set up me and my husband as like

We would be the owner in succession.

Like if she died or something, we'd become the owner.

But we all have access.

We can all add money into the account.

And then the kids are set up as the beneficiary.

So that's just kind of the way it's been.