John Deloney

Because that's the first thing.

You can't convince somebody to do what you want to do if you haven't fully committed to them.

So the first step is we're committing that we are sharing our money.

And let it marinate for a minute.

Let it breathe.

You don't have to have this conversation tonight and then by Sunday you're already talking about paying off the debt, right?

Get the money together.

Let it breathe for a moment.

And then while you're continuing to learn, because you're new to this too, then we can start having conversations about, okay, now that we see what our budget looks like, here's some of the things that I'm noticing with our budget.

I've got a lot of debt and it is like eating up.

the majority of our margin.

And you've got a lease, I've noticed that's something that I'm taking note of, right?

And you can start to say things that you're just noticing, and you can start to share things about how you're feeling.

And again, let this unroll.

It's okay that this takes a little bit of time.

I don't think, John, I've ever had a financial conversation with Sam where we have opposing views or differing views.

That happens in one conversation.

Never.

It doesn't happen.

So take that out of your expectation because not only is this a delicate conversation, but you're newlyweds.