Jon Quast

I've been dismissive of the buy now, pay later space because I'm not a user of it.

I would say that I fall into the category of not really understanding the motivation from a user perspective, but also the investment

thesis.

But I will say that as I've dug in a little bit deeper here with Klarna and tried to understand what they're doing, I mean, to your point, Matt, as far as the perceived riskiness of this, if your top adopters are some of your highest income people, that is actually lower risk than what a lot of people might think.

And so definitely something that I need to do a little bit more digging into and not be so dismissive because it does seem like there's something here for investors.

Well, for my company today, we are going just three in completely different categories of the stock market.

I'm going with Badger Meter, symbol BMI.

This is a smart water meter company.

Its customers are municipalities.

Those are hard customers to get, but they're pretty sticky once you have them.

I think the value proposition for this company is that if there's a leak somewhere in the water line, you're wasting money.

You're wasting water.

Its smart meters detect those leaks, help track it down.

The idea is, hey, invest in some of Badger Meter's products and you'll save money in the long run.

When you look at this company financially, it's pretty attractive, I think.

Revenue is growing by double digits.

Its profits are growing even faster.

It has a growing software business to complement its hardware business, so that can help boost margins.

There's no debt on the balance sheet.

And