Jordan Harbinger

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Now for the rest of my conversation with Jacob Ward.

One thing that really worries me is the fact that you can't audit the decision-making or anything that it does, at least as far as I understand it.

I've covered this a little bit on the show before, but let's say that you're a bank and you come up with a way to decide if somebody's a mortgage risk, or they just evaluate whether you give somebody a loan.

And it goes over thousands of different things, including whether their battery is charged on their phone when they fill out the application.

I mean, there's all these little tiny data points.

And it might even say, look, this isn't that important, but look at their battery level charge.

And if it's low, maybe this person isn't so good at keeping their stuff together.

Now, let's weight that at 0.00001%, but still throw it in there.

And it's grabbing all these different things from all kinds of data sources.

You don't even have to code that specifically.

You basically ask the AI, hey, find out if someone's a good decision maker and responsible.

And it will go and grab all these things.

The problem is it'll also go and grab a bunch of, I don't know, other results and data that are maybe based on redlining, which is like a racist way that they set up gerrymandered districts in certain cities, right?

In LA, for example, I think it was redlined.

And it's like...