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Joseph

👤 Person
390 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Yeah. Wow. It's a huge blessing. So I am pursuing a medical specialty where the prestige of your residency really matters if you want to work in a desirable area later in life. It's a pretty small field and limited job market. The challenge is that most of these top-tier residencies are in really expensive cities that would be much pricier than the life I currently live.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Yeah. Wow. It's a huge blessing. So I am pursuing a medical specialty where the prestige of your residency really matters if you want to work in a desirable area later in life. It's a pretty small field and limited job market. The challenge is that most of these top-tier residencies are in really expensive cities that would be much pricier than the life I currently live.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

My question is, do you think it would be a financial mistake to leave this very stable, low cost setup in order to train to the more prestigious program that might be able to open better doors for me long term, depending on where I go, maybe even having to take out loans for some living expenses? Or do you think I should just try to stay put and risk possibly a more limited job options later?

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

My question is, do you think it would be a financial mistake to leave this very stable, low cost setup in order to train to the more prestigious program that might be able to open better doors for me long term, depending on where I go, maybe even having to take out loans for some living expenses? Or do you think I should just try to stay put and risk possibly a more limited job options later?

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

My question is, do you think it would be a financial mistake to leave this very stable, low cost setup in order to train to the more prestigious program that might be able to open better doors for me long term, depending on where I go, maybe even having to take out loans for some living expenses? Or do you think I should just try to stay put and risk possibly a more limited job options later?

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

So, yeah, it is in their name. And that is an option for sure. I think there's another layer of it, too, that I, you know, I don't want to feel disrespectful just that they've done so much for me and given me this great house. And I'm like, hey, by the way, I'm flying the coop and moving somewhere else. You know what I mean? But that's another side to the issue. Kind of.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

So, yeah, it is in their name. And that is an option for sure. I think there's another layer of it, too, that I, you know, I don't want to feel disrespectful just that they've done so much for me and given me this great house. And I'm like, hey, by the way, I'm flying the coop and moving somewhere else. You know what I mean? But that's another side to the issue. Kind of.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

So, yeah, it is in their name. And that is an option for sure. I think there's another layer of it, too, that I, you know, I don't want to feel disrespectful just that they've done so much for me and given me this great house. And I'm like, hey, by the way, I'm flying the coop and moving somewhere else. You know what I mean? But that's another side to the issue. Kind of.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Um, I haven't, to be honest, I've been a little afraid just because I think I have been worried how they might respond to me saying I might want to leave this house that they've bought for me. But I definitely can try to have that conversation. And you're right. I mean, they're both physicians. They'll probably be understanding.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Um, I haven't, to be honest, I've been a little afraid just because I think I have been worried how they might respond to me saying I might want to leave this house that they've bought for me. But I definitely can try to have that conversation. And you're right. I mean, they're both physicians. They'll probably be understanding.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Um, I haven't, to be honest, I've been a little afraid just because I think I have been worried how they might respond to me saying I might want to leave this house that they've bought for me. But I definitely can try to have that conversation. And you're right. I mean, they're both physicians. They'll probably be understanding.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Well, so I think I know they're on it. I think I might be listed on the home, but I mean, they're definitely the ones who have the most ownership in it. And, you know, I think they kind of bought it thinking I was going to stay where I'm at long term, you know, and train where I'm at.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Well, so I think I know they're on it. I think I might be listed on the home, but I mean, they're definitely the ones who have the most ownership in it. And, you know, I think they kind of bought it thinking I was going to stay where I'm at long term, you know, and train where I'm at.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Well, so I think I know they're on it. I think I might be listed on the home, but I mean, they're definitely the ones who have the most ownership in it. And, you know, I think they kind of bought it thinking I was going to stay where I'm at long term, you know, and train where I'm at.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

And it really hasn't been until I got into medical school and realized that, you know, this this field that I want to pursue is really what I want to do. And it's probably going to require me to possibly move somewhere. So it was kind of came out of the blue a little bit unexpected.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

And it really hasn't been until I got into medical school and realized that, you know, this this field that I want to pursue is really what I want to do. And it's probably going to require me to possibly move somewhere. So it was kind of came out of the blue a little bit unexpected.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

And it really hasn't been until I got into medical school and realized that, you know, this this field that I want to pursue is really what I want to do. And it's probably going to require me to possibly move somewhere. So it was kind of came out of the blue a little bit unexpected.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Residency is going to be about five years.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Residency is going to be about five years.

The Ramsey Show
You Won't Win With Money If You're Not Aligned With A Plan

Residency is going to be about five years.