Josh Brown

Right.

Retail therapy.

They call you dad's broker.

So you're arguing that for all of the ways in which technology is encouraging us to do things that are not great for us financially.

Yeah.

it also is providing on-ramps to go the other way and do things that are beneficial.

You just have to know what you're looking at.

So I remember when Robinhood came along, I knew a lot of people who were early investors and they showed me the app and I couldn't believe how easy it was.

to transact.

And this is 10 years, 10 years ago.

And I couldn't believe that they got commissions down to zero prior to like learning, Oh, I see how they're doing it.

They're getting the market maker to pay, pay for fine.

But I remember saying like, wait a minute, the prevailing commission to trade a stock is $7.

And the big innovation is now it's zero.

Like if the $7 was stopping you from doing a transaction, probably it wasn't a good transaction to begin with.

Yeah.

I'm with you.

Like some friction is not the worst.

But whatever, like we're in a world where you now have to create the friction because they've taken it all away.

Isn't the answer so often, no, keep doing what you do.