Josh (Caller)

Am I wrong?

Oh, exactly.

OK, so then it doesn't right now.

Literally, it doesn't matter.

Right.

The damage is done and find find a little bit of freedom in that.

Honestly, that it can't get that it can't get worse.

Yeah, you know, exactly.

So I love that you're making a lot of money.

You're doing so well on that side.

You're able to pay for daycare.

So let's reorganize your budget and make it to where we're accounting for four walls first.

which is you're making your rent, you're making sure that there's transportation, you're making sure there's utilities, you're making sure that you're eating, right?

That's number one.

And then right after that, number five is daycare, right?

Because the kids have to go to daycare so you can work.

Then after that, if there's still money, now we can start going down priority after priority and making sure that everything is accounted for.

And if there's money, now we can start the debt snowball.

Yes.

So are these the only two debts you have in the whole world?