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Josh (Caller)

👤 Speaker
563 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
You’re Either Building Wealth or Losing It

Okay, so let's focus on the IRS first.

The Ramsey Show
You’re Either Building Wealth or Losing It

How about that?

The Ramsey Show
You’re Either Building Wealth or Losing It

About $11,000.

The Ramsey Show
You’re Either Building Wealth or Losing It

No, because you're still going to be, if you surrender this car, they're going to take it and they're going to auction it.

The Ramsey Show
You’re Either Building Wealth or Losing It

And whatever the difference is on the $60,000 loan, you're still going to have to pay.

The Ramsey Show
You’re Either Building Wealth or Losing It

Oh, is it?

The Ramsey Show
You’re Either Building Wealth or Losing It

Is that Kelly Blue Book?

The Ramsey Show
You’re Either Building Wealth or Losing It

When you turn them in, you are absolutely hosed with them.

The Ramsey Show
You’re Either Building Wealth or Losing It

They're $100,000, and you'll get $20,000 for them.

The Ramsey Show
You’re Either Building Wealth or Losing It

So one of my biggest goals for you would be...

The Ramsey Show
You’re Either Building Wealth or Losing It

Twofold.

The Ramsey Show
You’re Either Building Wealth or Losing It

The first one, and I think that this car is huge because it's $1,300 a month.

The Ramsey Show
You’re Either Building Wealth or Losing It

I would exhaust everything because anything is better than you having... You owing $38,000 is better than you owing $60,000 basically at just about any term.

The Ramsey Show
You’re Either Building Wealth or Losing It

100%.

The Ramsey Show
You’re Either Building Wealth or Losing It

You know?

The Ramsey Show
You’re Either Building Wealth or Losing It

So see...

The Ramsey Show
You’re Either Building Wealth or Losing It

You're fine.

The Ramsey Show
You’re Either Building Wealth or Losing It

Yeah.

The Ramsey Show
You’re Either Building Wealth or Losing It

Okay.

The Ramsey Show
You’re Either Building Wealth or Losing It

I wouldn't worry about that.